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Your simple guide to a stress-free House Move

View profile for Lisa Harding
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Considering a winter house move? Or new year, new house perhaps?

It’s widely known that putting your property on the market at the beginning of the year can attract high levels of interest and help you get a head start on the competition.

And with the Bank of England predicting a continued decrease in inflation rate throughout 2024 and Nationwide reporting a fall in house prices across ALL UK regions for the first time since 2009, the next 6 months might well be the best time for many to move.

So why not get ahead of the game now? Do your research, don’t cut corners and be prepared!

Follow our simple guide below to help avoid slipups, manage expectations and ensure your experience is as stress-free as possible:

  1. Pick the right solicitor
  • Ask family and friends for recommendations, research online reviews, check out legal accreditations and client references
  • Ask for written estimates of all costs and expenses and check whether quotes include all disbursements (additional charges).
  • Choose someone you like and trust, someone who communicates regularly and focusses on solutions.
  1. Latin still applies in contract law principles

Latin for ‘Let the buyer beware’, caveat emptor still applies today in contract law principles. It means that the buyer alone is responsible for checking the quality and suitability of the property before a purchase is made.

In essence, always obtain a survey of the property before you exchange contracts – it is too late afterwards.

  1. Communication is key

The conveyancing process involves many steps and considerable paperwork, and there are some transactions and situations that can often create delays and/or problems along the way.

Being completely honest and upfront with your conveyancer about your circumstances will help minimise any potential delays:

  • are you selling as a result of separation or divorce?
  • are you in a housing chain? (i.e. is your purchase dependent on selling? If so, where are you up to in this process?)
  • do you require a mortgage to purchase and if so, do you have an offer?
  • do you have your deposit ready?
  • do you have any imminent holidays booked that could impact on timings and decision-making?
  1. Prepare the paperwork
  • Have the basics at the ready for your conveyancer – estate agents’ details, all relevant property information, your ID (e.g. passport and utility bills)… etc. Collate any other relevant documentation such as property easements, written statutory declarations, indemnity insurance…etc.
  • Make sure your mortgage offer is both valid and up-to-date (and be aware of its expiry date as some expire after 6 months). If it isn’t, make it a priority. Have your deposit ready.
  • Keep all previous records of planning permission including building regulations approval notices and especially building regulations compliance certificates. Inform your conveyancer at the outset if you’ve carried out any works on your property and ensure you have the necessary documents from the organisation that conducted it for you.
  1. Be realistic with timings

‘How long will it take?’ is the million-dollar question!

A typical conveyancing process can take between 6 and 8 weeks, but no two transactions are ever the same. And there are often unexpected issues that can arise which affect the timescales by days or, in some instances, weeks.

It’s important to be realistic about the conveyancing process and accept that hiccups are normal - try to stay calm, keep in touch and remain easily contactable.

In terms of general timings, particularly proposed completion dates, never assume your conveyancer can meet a commitment you have made, unless your conveyancer has expressly agreed it with you beforehand – it will only lead to stress and disappointment for both parties.

Here to help

At Susan Howarth & Company, we know that moving house can be one of life’s most stressful experiences (honestly, most of us are living proof!), but the conveyancing process need not be.

Our friendly and efficient Property Department offer a wealth of knowledge and experience in both Residential Conveyancing, ensuring that you’re in safe hands and that the process is as stress-free as possible.

Our Fact Sheets help explain the full process involved in buying or selling a property, but if you have any specific questions or would like a quote, please don’t hesitate in contacting me or Julie Brown on 01606 48777.